energy -- >> look, we're at a moment where i don't think anybody who's got a mortgage, they know they're getting a good price. the ohio regionals are going to do better. that welgs is now a sale. look, wells could go to 33. if it had been to 32, it will go to 33. it ran to $35.40, and the group got ahead of itself. but remember, this is a temporary problem. you have millions of people coming on air every day saying, the fed's going to have to raise rates. if that's the case, wells fargo is your number one stock. >> meanwhile, is american express adding to what morgan stanley has done, what citi has done, and that is trimming their work force. in this case, you could probably argue by a more significant level, right? >> and for different reasons, yes. >> that's really the pressure from the digitization of the travel business as opposed to morgan stanley. the digits getting smaller and smaller in terms of the profit margins there. >> i was thinking, you know, i remember thinking taking trips with my father in the '70s, you couldn't travel around the world without american express travel
